The only AI agent platform
mortgage lenders will ever need.

Metal Labs helps lenders contact every lead in seconds and move loans forward without adding headcount.

Omnichannel

One agent. Every channel. Full context, always.

Metal Labs agents work across voice, text, and email simultaneously. Every conversation is remembered. Every channel is connected. When a borrower calls after receiving a text, the agent picks up exactly where it left off.

Voice

Natural borrower calls

Inbound and outbound. Local presence dialing. Warm transfers to LOs with full conversation context.

Text

SMS follow-ups that convert

Document reminders, payment nudges, appointment confirmations. Delivered when borrowers actually respond.

Email

Automated outreach that doesn't feel automated

Personalized emails triggered by borrower behavior, not a blast schedule. Every message in context.

Solutions

Built for the full borrower lifecycle.

Two sides of your business. One platform.

Metal Labs agents engage borrowers the moment they raise their hand, qualifying them, collecting their documents, and keeping deals moving until your LO takes over. No lead goes cold. No application stalls.

Inbound lead qualification

Every inbound lead gets contacted in seconds. Our AI agent qualifies, captures intent, and books the LO call before your competitor even picks up the phone.

Cassy MorganNew inbound lead
Live
Qualifying…
📞LO call booked0:03s

Outbound lead calling

Aged leads, CRM contacts, purchased lists: the agent dials them all, warms them up, and hands off only the ready ones to your loan officers.

Aged lead · Jan ’23→ Handed off
CRM contact #4821Dialing…
Purchased listQueued

Document collection

Automated follow-ups across voice, text, and email until every doc is in. No chasing. No dropped applications. Faster clear-to-close.

Documents2 of 3
Bank statement
Photo ID
Pay stubChasing
VoiceTextEmail

After-hours support

Borrowers don't wait until Monday. Neither does your AI agent. Inbound calls and texts handled 24/7, with full context on every conversation.

24/7 onlineInbound calls & texts
Are you open right now?

Website chat

Every visitor who asks a question gets an answer, and a next step. Not a form. Not a callback request. An actual conversation.

What rates can I get today?
INTEGRATIONS

Plugs into the stack
you already run.

Metal Labs reads and writes to your LOS, POS, CRM, and dialer in real time. No rip-and-replace, no data migration, no new system for your team to learn.

Loan originationPoint of saleCRMVerificationDialers

  • ICE Mortgage Technology
  • MeridianLink
  • nCino
  • LendingPad
  • Mortgage Cadence
  • Arive
  • Cloudvirga
  • Floify
  • BeSmartee
  • Loanzify
  • BNTouch
  • Bonzo
  • Insellerate
  • Usherpa
  • Snapdocs
  • Truv
  • TrustEngine
  • The Work Number
  • Five9
  • Dialpad
  • Convoso
  • Kixie
  • PhoneBurner
BUILT FOR MORTGAGE

Why the best lenders choose Metal Labs.

Everything a modern lender needs to run origination and servicing on one platform.

One platform. Not three.

Origination and servicing in one place: one integration, one dashboard, one team to call. Stop stitching tools together.

Built for mortgage.

Every call flow, objection handler, and compliance guardrail is designed for home lending, not repurposed from a generic AI platform.

Compliant by design.

TCPA and FDCPA compliance built into every interaction. Every call logged, every conversation auditable.

Full context, every channel.

Voice, text, and email work as one. Every conversation is remembered, so the agent always picks up where it left off.

Purpose-built agents.

Agents for every step of the journey, from AI Loan Officer to AI Collections, trained on how mortgage actually works.

Around-the-clock coverage.

Inbound calls and texts handled 24/7. After-hours, weekends, and overflow. No lead left behind.

COMPLIANCE

Enterprise-Grade Security Standards

SOC 2
GDPR
HIPAA

End-to-End Encryption

All data encrypted in transit and at rest using AES-256

Zero Data Retention

Your data is never stored or used for model training

Private Deployment

Deploy in your own VPC for complete data sovereignty

Your competitors are still dialing manually.

See how Metal Labs handles every borrower conversation, from first call to final payment, in a live demo.